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Hm I have not heard about such an issue so far but I also don’t have as many UPS as you.
I see you holding a red cable which could be +. When I switch UPS batteries, I do it the same way as it’s recommended for car batteries to avoid sparks/arcs. Remove - (black) first, as it won’t spark/arc. Then remove + (red) as it can’t get a circuit closed any more, so also no spark/arc.
When plugging a car battery in, it’s the other way around. + (red) goes in first and only then you connect - (black) to avoid spark/arc for both connectors again that way.
You should get/use one external drive for backups that you store separately (can be your 2nd or a new one). Having two separate internal drives for backup is not safe, as the system can damage data on both at the same time (e.g. malware/encryption, data corruption etc.).
RAID is for availability/uptime. I like to compare it to a shop system at the checkout. You can’t have shop payments halted if one drive fails, so you have a RAID. It allows you to repair/replace while the system keeps running and your business keeps operating. In a large business, every hour of downtime can cost you hundreds of thousand of currency, so RAID gets even more sophisticated. Downtime is not an option.
At home this is up to you. RAID can save you some hassle and grant performance, but likely costs you more money than it saves you. Backup is key, so have at least one separately stored copy and depending on the importance of your data, also have an off-site backup.