Okay, thank you. A lack of a mobile app isn’t a big deal as I don’t really use the YNAB mobile app to begin with since the browser version works so much better on a computer.

How’s your experience with actual budget been? I’ve been considering it and am currently using YNAB.

Thanks for your recommendation. I’m giving Pika a whirl and I’m liking it so far. I have been using Timeshift for years but it’s has some issues that I’m hoping borg/pika will address.